This is how we help each other here on the Island. It's how we roll. Christina : Should I take an $1800 flex medical spending account amount or a $2400 flex medical spending account amount? it will be spent, have no doubt, so no worries about losing money. BUT, it means my deduction goes from $150/mo to $200/mo. Bob : I know nothing of what you speak. Christina : BUT, it's pre-tax, so I'll actually see probably about $25 less in my paycheck. Bob : Sounds suspiciously like something that someone with a real job would have. I have no experience in such things. Christina : AND, we may have merit raises this year which would pay for that...Okay. I'm going for the $2400. Thanks for talking it over with me Bob. You are a huge help. Bob : Any time! Friends helping friends. That's what it's all about, right? (And yes, we actually discuss riveting things like that and Travian on chat all day long . Welcome to the Island. ;)